How to Play Online Rummy Like a Pro!

Written by : Super User

05 November 2019

How to Play Online Rummy How to Play Online Rummy

Card games like Rummy are an integral part of Indian culture, making it’s way into family gatherings over a hot cup of piping tea and garam samosas in the evenings. What makes the game so amiable it is easy to learn and start playing but yet face unique challenges every time it is played. Although the game might appear to be a plain sail, it does require mental resources to have a successful run. In an era when nature and human interaction were the only sources of entertainment, the game found it’s way into every Indian’s heart.  Let’s jog down memory lane and refresh the game in our minds. Ready? SET? Let’s GO!

The Theme

Role of rummy in India

Rummy is a group of matching-card game played with a 52-card deck. Indian Rummy or 13 Card Rummy can be played by a minimum of two players and a maximum of six players. 1 deck of cards is required for a 2-player table and 2 decks of cards are required for 6-player table. A 52-card deck consists of four suits of Spades, Hearts, Diamonds, and Clubs. Each suit further has 13 cards: Ace, 2, 3, 4, 5, 6, 7, 8, 9, 10, Jack, Queen, King plus two jokers.

The objective of the game is to form the best combination of sets and sequences with the 13 cards that are dealt to you.


The basics of Rummy

  • Arrange the 13 cards dealt to you in valid sets and sequences in combinations of 4,3,3 and 3 cards.
  •  To win make a minimum of two sequences, one has to be a pure sequence and the other, any valid sequence or set.

Game Terminology

Draw and Discard – Once every player is dealt 13 cards, the remaining cards of the deck form the draw pile from which each player can select/draw a card. The second pile of cards is the discard pile, the pile formed when each players gets rid/discards one card.

Sorting of Cards – This is done at the beginning of the game. It basically helps rearrange the 13 cards dealt to help one form sets and sequences and avoid the chances of mixing the cards.

A Meld - A meld can either be a set or a sequence. A set consists of at least three cards of the same suit, for example 6♥ 6♦ 6♠ or 10♥ 10♦ 10♠ 10♣. A sequence consists of at least three consecutive cards of the same suit 2♣ 3♣ 4♣ or 10♥ J♥ Q♥ K♥

A Drop – A player has the option of leaving the game table at the start or middle of the game, which is called a drop. The act of withdrawing from the game, as a personal decision, is known as a drop. The first drop made before game play starts = 20 points; middle drop made after the first hand is played = 40 points and all drops after attract a maximum point loss of 80 points.

An Invalid Declaration – Once a player declares his/her cards, but the cards are not in valid sequences and sets. This automatically means the player will lose the game and the other players will be declared as the winners.

Meld Terminology

A Sequence - A sequence is a group of 3 or more cards of the same suit arranged in a consecutive order.

A Pure Sequence - Any sequence without a joker becomes a pure sequence. Note - if a wild card joker sits in a proper sequence of the same suit it will be a pure sequence.

An Impure Sequence - A sequence with one or more Joker card is called an Impure sequence.

A Set - A set is a group of 3 or 4 cards of different suits but of the same value. One can use any kind of joker (wild or printed) to replace any card in the set.

Game Play / How to Play

  • In a game of Indian Rummy or 13-card Rummy each player is dealt 13 cards and a random card is selected as a wild joker or joker card of the game.
  • The 13 cards need to be arranged in sets and sequences, otherwise called a meld. 
  • In every turn a player must pick from the draw pile or the top most card from the discard pile. 
  • On rearranging the cards, a player must then discard one into the draw pile. At the end of a turn one can only have 13 cards. 
  • To win the game one must have a pure sequence (without a joker) and the remaining cards in valid sets and sequences. 
  • As per the Indian Rummy Rules, the player who declares his/her hand first after melding all 13 cards in valid sets and sequences is the winner!


 How to declare in rummy

In the above example, Player A is the clear winner as Player B fails to fulfill the criteria discussed initially in this blog.

Role of a Joker

In a game of rummy, there are two types of jokers. There is a Printed Joker and a Wild Card Joker that is selected at random at the beginning of the game. The role of both the joker cards is the same and they can replace any desired number when forming sets and impure sequences. The role of both these types of card is the same.

 Role of Joker in Rummy 


Rummy is a point based card game and each card carries a value.

Point System in Rummy

Losing Points Calculation 

Losing points calculation in rummy


Winning Points Calculation

Table of 3 Players (Assuming the Wild Card Joker is K♥)

Winning points calculation in rummy

The scoring is based on a pre-decided rupee value, for example 1 = .25 paisa. Therefore the winner of the game takes home the entire cash amount lost by other players at the game. In a simple formula, Winning cash = (Sum of all opponents’ points) x Rupee value of the point). In this case the winner’s take home = (80+48) x .25 = Rs.32 


Prioritize – A pure sequence is the least you need for your hand to be qualified, so make it your priority!

Keep a keen eye – Keep an eye on the moves of your opponent, plan your sets and sequences based on the cards they pick and drop.

Dispose High Value cards – Unless a part of a pure sequence, it is advisable to get rid of your high-value cards as early as possible, since they will to your losing score if not part of a valid set or sequence.

Long melds – A meld is a minimum of three cards, but it can have more cards too

Sitting on the fence cards – In an attempt to form a sequence it’s best to have mid-value cards that can be paired with a higher or lower card to form a sequence.

Make use of the wild card joker– Complete melds with the help of wild card joker, but remember not to dilute your pure sequence with it. Discarding cards close to the wild-card joker is also another smart trick.

Adapt to situations – If you’ve been waiting endlessly for a particular card and retaining cards with that hope, change your plans as cards unfold before you.

Colour wise arrangement of cards – Sort your cards colour wise to make game play easy and also minimize chances of confusion and invalid declarations.

The Latest Rummy Trends

A game of skill – A game of Rummy has now been classified as a skill game and is believed to be a lot more than luck deciding the winner.

Online Rummy – It was a revolution of sorts when rummy adopted itself to the Internet and came alive with its online avatar.  Game lovers across all aged groups are going gaga over it.

Rummy on your fingertips – With the need for apps on the go rising, rummy is also available on your fingertips. Most apps are free and are available to download on smart phones, desktop, laptop and tablets and with a steady Internet connection one can play anywhere and at anytime!

Real Money – Online Rummy also now provides you an opportunity to win real money! How about turning that old card game into a profession!

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